Reddit reviews The Money Tree: Money. How to make it, save it and grow it.

From the sounds of it you have no idea what to do with the money, and have no existing savings or investment plans.

This is not intended as a criticism of you, as I reached my 40's myself with just about no plan.

However, what it means is that this £80,000 is like an immediate thing, and it should be only a component of your longterm savings and investment plans.

I.E. you need to sort out your longterm savings and investment plans first, and only then fit the £80,000 in the appropriate slot(s).

IMO you should put the £80,000 in the bank for the next 12 months. Figure o building a plan by the end of the tax year - be prepared, say, to put it all into action in March 2018.

Use www.bankaccountsavings.co.uk to maximise the interest on your savings for the next 11 or 12 months.

I think the first books you should read are Rich Dad, Poor Dad and Your Money or Your Life. IMO you and your gf should each read one of these books in the next fortnight or month, then swap and read the other. Some people get a lot out of these books, others not so much - read the criticism of Rich Dad, Poor Dad, too, but hopefully within the next 3 months or so you should be able to build an idea of your financial goals. Generally financial goals should support life goals, but it's ok to have financial goals that support open-ended life goals. Might be worth taking a look at Martin Bamford's Money Tree and Martin Lewis' Money Diet (I haven't read them, but one of the sub's mods put them in the sub's wiki, he's a financial advisor and I trust him) then dig into Tim Hale's Smarter Investing.

Read this sub everyday and ask questions about anything you don't understand.

Ideile lui Kiyosaki sunt destul de generaliste. Recomand cartea The Money Tree, de Martin Bamford. Din păcate, nu am găsit-o în lb. română.