(Part 2) Best insurance books according to redditors
We found 96 Reddit comments discussing the best insurance books. We ranked the 31 resulting products by number of redditors who mentioned them. Here are the products ranked 21-40. You can also go back to the previous section.
I happen to work for a company that develops software that runs on airplanes. My job function is to help create and maintain tools that assist with ensuring said software works correctly.
(This is a simplification)
Per the FAA's FAR Part 21, you are required to follow rigorous steps and provide evidence that you followed those steps. To assist in this, an organization called the RTCA developed a number of documents, in coordination with experts in the industry that more specifically detail exactly how you have to do things.
The most important, industry standard, document for flight-worthy software that I'm aware of is DO-178 (which is currently in revision C). This document tells you what rigor you must follow in order to prove your software works as intended. The rigor is adjustable based on something called a Design Assurance Level, or DAL.
Basically, DALs are categories for software based on the impact failure of that software would have. For instance, "Failure may cause a crash. Error or loss of critical function required to safely fly and land aircraft." is considered Catastrophic and would require the highest level of rigor available in DO-178, Level A. Less critical software, "Failure has no impact on safety, aircraft operation, or crew workload.", receives Level E, and has the least rigor (but still has rigor). And there are levels B, C and D as well, covering ever increasing calamity if your software fails.
DO-178 covers verification and validation. To develop the product, there are a plethora of standards that you can employ. At least in the US, they primarily come from RTCA (the DOs), ARINC (ARINC 100-900 series documents), and MIL-STD documents (for military applications).
Some of these specifications dictate how your software must behave. For instance, my understanding (and I don't write flight-worthy software, so I might be wrong here) is that at certain DALs, you're not allowed to allocate new memory (malloc/new) at any point after an initial startup of the software. Once running, you have to have a static memory footprint.
All of this stuff is aggregated into each company's own policies and procedures. My company has their own proprietary processes for following meeting all of this. During the process, we're audited multiple times to ensure things are done correctly. It's an incredibly complex process.
I learned what I know on the job through various trainings that my company provides, through experience and through my own research. But all of that training really is intended to help you learn all of the standards and practices so that you can work day to day within them.
And this is just for flight-worthy software. There are other standards and practices for hardware, for data, for data formats, for mechanically constructed objects, etc. And that's just for aviation. Each major industry that has safety/mission-critical engineered products has their own set of standards and practices that you have to learn to follow.
Keep an eye on the automotive industry as autonomous cars are developed. That's probably the one safety critical industry that's in its infancy. I suspect much of the FAA stuff will be adopted/evaluated to apply there given the sheer safety of air travel, at least via the US/FAA (take a look here and see the last time a US originated airline suffered fatalities).
EDIT: Actually read the questions on SO:
Question 1: The difference, is in standards, practices, policies, procedures, and oversight that you MUST adhere to. There is plenty you can do to build good, reliable software that is not mission critical, you're just not required by regulation to do it.
Question 2: I think (from my experience) that they receive that training as introductory software quality assurance classes in a software engineering program in college and then followed primarily by on the job training. Also, there are plenty of companies out there that specialize in training people to the standards in their industry. I just find that those companies are usually brought in by the company you work for, not something you go get yourself.
Question 3: This is tricky. It's industry specific, for one, but it's also pricey. Every document I mentioned above costs money. Each individual RTCA DO document costs money (for instance, RTCA charges $250 for a soft copy of DO-178C on their website). The ARINC documents will be similar. But there are also books out there that cover this specialty (for instance this). And I haven't really looked, but I'm sure there are colleges out there that have degree programs specifically for safety critical software development.
yeah, the idea that money would go directly from the consumer to the people doing the work is so outlandish... Why not throw a bunch of middle men in the way to add unneeded costs and profits for doing fuck all? That's the american way!
Read a fucking book you moron. Here's a great start: https://www.amazon.com/American-Sickness-Healthcare-Became-Business/dp/0143110853/
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Too poor to buy it? Try overdrive.com or your local library?
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Is that too inconvenient? try libgen.io
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You are fucking stupid because you are too stupid and lazy to learn about the system.
Socialized medicine (which is where we are heading) is incapable of giving everyone health care to a satisfactory degree. One source that does an in-depth examination is the following book Lives at Risk:
http://en.wikipedia.org/wiki/Lives_at_Risk http://www.amazon.com/Lives-Risk-Single-Payer-National-Insurance/dp/0742541525
I predict that over the next 30 years or so, we will see the breakdown of certain single-payer systems for the same reasons as the Soviet Union fell apart (economic reasons: http://mises.org/story/3543). There is no functioning price mechanism, and eventually there aren't any more resources to be wasted. Already, nations with government-run health care are liberalizing their medicine:
"The authors explain that most European countries with a national health care system have introduced market based reforms and relied on the private sector to reduce costs and increase the availability and effectiveness of health care. Some examples include the NHS has begun treating patients in private hospitals and contracting with private health care providers the Canadian health care system spends over a billion dollars annually on U.S. medical care Sweden has introduced reforms to allow more than forty percent of all heal care services to be delivered privately" - Lives at Risk
Hello!
A few of my family members use concierge medical practices, and it has been truly life changing for them. For example, my mom recently signed up for one. She has several chronic conditions, including a deadly peanut allergy. She came back from the appointment and said "Hmm! I guess I should get an Epipen. I've always carried around Benadryl , because I thought Benadryl and Epipens were the same thing." She's a brilliant lawyer, but no one had ever explained the difference between these two allergy treatments to her, so she didn't know. It isn't that she lacked the capacity to understand the difference, it's just that no doctor ever told her. Her doctor also found that 3 of her prescriptions had lapsed, and she just stopped taking them because "she felt okay." To me, this exemplifies the power of concierge medicine- doctors have the time to sit down and really dig through a patient's medical history, and work with them to fill in both medical and educational lapses. My mom said that she felt like a partner in her health care management, as opposed to a passive bystander. It's definitely worth looking into and I'm glad you're interested in it.
I couldn't find any books specifically for medical students, but I found a few books on Amazon that might be a good start (I haven't read any of them but they are highly (albeit limitedly) reviewed):
Not specifically about concierge medicine, but books that offer perspectives on changing healthcare models:
Take care!
For anyone wondering, the survival guide is a real thing.
thanks I appreciate it. This is something way outside of my comfort zone so these all may not be dead ringers but I am at least giving you options. Also I am trying to stay within you limit but some may go over slightly so my apologies for that. Book 1, Book 2,Book 3,Book 4,Book 5. Let me know if any of these work
Get the book Insurance Logic. It's written for Canadians and will explain everything you need to know about insurance. I just got it and I am starting to read through it.
My current favourite books:
Six skills and other Discussions
Staying Alive
Deco for Divers
Questions and Answers on Life Insurance: The Life Insurance Toolbook
LOL, I'm not having trouble following anything; I know what I'm talking about, a position you must rarely find yourself in. Fewer regulations would lead to lower costs and more access. Look up CON laws, to start. Why can hospitals block other companies from opening competing services? Why should you have to see a doctor for every little thing, or to get any kind of medicine? PAs and NPs, etc., are cheaper. Why shouldn't you be able to form risk pools with whomever you want, or be able to buy a la carte style health insurance or alternative insurance plans? What if you could subscribe to a doctor group instead of buying insurance and still having to pay for all but the most serious of healthcare needs? Complying with insurance company and government paperwork costs doctors a lot in time and money when they have to hire people to take care of it, which in turn drives up costs for patients, and doesn't go away just because patient money is routed through the government first. This is all just a sampling of the surface scratchings of the tip of the iceberg, so to speak.
Teddy Roosevelt had a lot of bad ideas, so I don't know why you're invoking him.
And you ignore that the little amount of market forces we actually have in the healthcare sector in this country have led to more than half the world's medical patents being filed in the US, the best health outcomes overall, the most advanced healthcare equipment and greatest access to it, the best patient monitoring equipment and services, as well as the highest rated patient service. Not to mention the freedom to choose our own care plan rather than having it dictated to us.
You also might be surprised to find that universal coverage in other nations rarely means single payer.
You should try doing some research rather than just going with what feels right to you. Maybe read some varying sources from actual economists or historians
The definitive book on this topic is:
Ensuring America's Health: The Public Creation of the Corporate Health Care System
Basically health care was on its way to becoming a functioning free market until government and industry protectionists colluded.