(Part 2) Top products from r/AnnArbor

Well, first, again I'm not a CFA and these are just recommendations you'll have to consider and figure out if the risk is acceptable to you. I'm not liable for any financial decisions you make.

With that being said, you should be researching every means of investment opportunities available: rental properties, careful long-term stock investments, potentially starting a business (different than a sole proprietorship or being unemployed—the business, once set up, should effectively run itself). If you want to start simple, you could do a mall pop-up store or a local service of some sort and employ high-schoolers.

But if that's not for you, 7% is the approximate amount you can expect from sticking your money in an index fund and letting it sit there, so that's what you're looking to beat with other investments. If you can get a 10% or 15% return from an apartment rental, for instance, then that's a better place to stick your money.

But at the very least you want to be getting some return on your money so long as it beats inflation. Putting it in well-performing index funds or exchange traded funds to get a 6-7% return is a good start. I'm pretty bullish of self-driving cars being huge after 2020, so Tesla and other manufacturers of self-driving cars might be a good bet.

If you want to get really crazy you can invest in buying stuff like the crypto-currency Etherium (Reddit.com/etherium) as that seems to be taking off. It took me a while to realize that a crypto-currently like Etherium (ETH) or Bitcoin (BTC) are not "funds" like on a stock market but are the actual product, like an actual bar of gold, that you're buying and holding on to ... it just happens to be stored on your computer in a digital wallet instead of a safe.

I've also heard of people making lucrative over-seas trades on Japanese or other foreign stock exchanges because of the time zone difference from the US, but I have no idea how that works.

Anyway, two good books to start with are

Rich Dad's Guide to Financial Freedom https://www.amazon.com/dp/1612680054/ref=cm_sw_r_cp_api_rs2nzb2S9WABC

And

How to Make Money in Stocks: A Winning System in Good Times and Bad, Fourth Edition (Personal Finance & Investment) https://www.amazon.com/dp/0071614133/ref=cm_sw_r_cp_api_xL2nzbJRN9YA5

I use a body lotion that contains lactic acid. I've had eczema since I was 8 (30 now) and it is the only thing that's ever worked for me. I discovered it three winters ago and my symptoms have been super manageable. I was using Disrobe by Sunday Riley but it's been discontinued. I'm hoping when my bottle runs out that I can find another one with the same effect. This one has a lot of positive reviews on Amazon for helping with eczema and I think it will be the first one I try. Hope this helps!

I have an outdoor antenna that I mounted to an old DirecTV dish and I get a lot of channels

highlights: local channels in clear HD, plus stations from Toledo, Jackson, Lansing. 56-1, 56-2, 56-3 are PBS stations. in total I have ~20 stations that are worth watching, with a handful of others that I've removed from the channel list (QVC, Religious channels, etc)

these past couple weeks there have been different NFL games on CBS Toledo and CBS Detroit so it was nice to be able to jump back and forth (11-1 & 62-1)

I use this antenna and this preamp

I'll probably mess with it more come Spring, a better preamp closer to the antenna MIGHT allow me to get CBC which would be awesome

Check out the book of Ann Arbor https://www.amazon.com/Book-Ann-Arbor-Richard-Retyi/dp/1947989030#aw-udpv3-customer-reviews_feature_div. Super entertaining read of Ann Arbor history. If you do buy it, get it from Nicolas or literati tho instead of amazon

It appears that the 35 gram limit is for carrying with you. I would feel confident in bringing home or ordering a large canister for home use only. REI sells 230 gram bear spray. I like the look of this one;
https://www.amazon.com/gp/product/B002368VJ6?ref_=ask_ql_qh_dp_hza&redirect=true&pldnSite=1

EDIT: Home Security System

it's a pretty common phenomenon all over
http://amazon.com/Stray-Shopping-Carts-Eastern-America/dp/0810955202

Get the memory foam from Costco or buy it from Amazon if you want it delivered for free:

https://www.amazon.com/gp/product/B003CT37L0

It's the same mattress but different name at Costco for a bit less at Amazon. It goes on sale sometimes too -- you just missed it going down to $250 from $450. But it's worth it at $450. Or CamelCamelCamel.com it if you can wait.

Ann Arbor Beer and "Brewed in Detroit" would be a good place to start. The Ann Arbor library has both. I read an article online about workers bringing buckets to work to collect beer, but I don't remember the source. Might've been the Ann Arbor Observer, but I can't seem to find it.

Edit: Found it

A Kryptonite flexible one (link below). Next time, I'll get a ulock...

http://www.amazon.com/gp/product/B0018D88JS/ref=oh_details_o06_s00_i00?ie=UTF8&psc=1

Why not just order it from Amazon?

http://www.amazon.com/JapanBargain-0787-Sushi-Triangle-White/dp/B0033SMEDC

Brass Ice Scraper http://www.amazon.com/CJ-Industries-F101-Fantastic-Scraper/dp/B000FW4LT4

The Devil's Dinner: A Gastronomic and Cultural History of Chili Peppers https://www.amazon.com/dp/125016320X/ref=cm_sw_r_cp_apa_i_QE12CbQZJ212J

It isn't easy to find it in stores anymore, but Amazon has it.